Does your car insurance policy cover hail damage?

0
93

If you live in an area prone to hail damage like Gauteng, Mpumalanga, North West or the Northern Cape, make sure to check your car insurance policy to see if you are covered for hail damage.

Not all car insurance policies automatically cover for hail damage. Now is the time to check your policy to ensure you are covered in the event of those apocalyptic hail storms.

When you get stuck in a hail storm your car could get damaged in a number of ways:

– Chipped windscreen
– Dents in the bonnet
– The car roof
– Tail lights

Prevention is always preferable than the cure.

How to prevent hail damage:

In that spirit here are some tips for preventing hail damage:

Get covered parking

Covered parking can save you a lot of hassle and money.

Ride out the hail storm

If you don’t have access to covered parking, another option is to find
temporary shelter.

Paying a few rand to park at your local mall during a hail storm could be a
sound investment.

Stop moving when the storm hits

If it’s safe to do so, pull off the road (the hail will cause less damage when
you’re not moving at a high speed).

Use blankets or a hail car cover

If you don’t have a shelter option, and you know a storm is coming, get
something over your car.

Ultimately the best-laid plans aren’t always enough when dealing with mother
nature.

Getting proper insurance coverage, including rental coverage, is an
essential part of a progressive insurance plan.