Insurance and safety tips for the holidays

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Although the end of year holiday season is synonymous with happy family times, it is also a time when crime increases dramatically in South Africa.

There are a few precautionary measures everyone should take to ensure your home and family is safe during this time of the year.

Check alarm system

Ensure you check and test your alarm system before you leave for your holiday.

Take into account wear and tear as well as summer weather conditions like heat, wind, lightening and thunder storms.

Replace batteries of infrared beams.

Maintain general visibility

Make sure there are no obvious signs that you are away.

Arrange for a friend or neighbour to check in regularly and to collect mail or newspaper deliveries.

Visibility is one of the best assurances against criminal activity.

Unplug electronic devices

Unplug your electronic equipment, switch off the geyser and water supply.

Not only will you save money, but you’ll be protected against electric surges.

Keep an inventory

If your property is stolen, it is useful to be able to identify it.

Take pictures of all your valuables and mark items where possible. Take pictures of the serial number and model number of your electronic items.

This might prevent others from claiming your property as theirs.

Travel insurance

Travel insurance is always useful when you are away, but make sure your insurance includes a call-out service for home emergencies.

Take care that your car trailer, boat or any other equipment you take with you on holiday is adequately insured.

Insure all your valuable belongings like cameras and phones.

Safety tips

Pack away all expensive items from view like entertainment systems, jewellery and art.

Leave your contact details with your security company.

Don’t leave a message that you are away on your phone message service.

Don’t leave garden equipment lying outside.

Leave a light on inside the house.

There is no guarantee against crime, but investing in home insurance, rental insurance and car insurance will give you some peace of mind in the event of criminal activity.

If you would like more information, contact your broker below.

* This article is informational and educational and should not be used or relied on as financial or professional advice. No liability can be accepted for any errors or omissions nor for any loss from reliance upon any information herein.

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